The account holder then writes a check on Monday night to a merchant that deposits the item on Tuesday.The merchant's bank presents the check on Tuesday and the bank returns the item, Uncollected Funds, because the money is there on paper, but not available.
Usually if an item is stamped DO NOT REDEPOSIT, the account number is also crossed out or punched out with a hole punch.Uncollected Funds Hold - - UCF - UFH - UF, items are returned because funds available in the account are not yet available.This can happen when a deposit into the account holder's bank has not yet cleared.For example, the account holder deposits a paycheck for ,000 into his bank on Monday, and the check is set to be clear on Wednesday, making ,000 pending, but not available. When dating or casually chatting online, NSF means "Not So Fast."For example:clumsy: u want 2 go 2 movies? In a financial context, NSF means "Not Sufficient Funds" meaning that the account owner attempted to withdraw more funds than available in the account.
Find out the reason codes, reasons for return, and reasons for rejection, and what the stamps actually mean. NSF and ISF mean that at the time the check was presented to the account holder's bank, there were not enough funds in the account to pay the check or draft. Department of the Treasury has published the updated Check 21 Return Codes.When a check is returned for or ISF, the item can be redeposited unless the front of the item is stamped DO NOT REDEPOSIT.Stop Payment - Stop Pay - Check Stop - Check - Stop Payment Item - If your check or draft is returned with a Stop Payment this means the account holder, the person who originally wrote the check or authorized the draft has revoked their authorization.You cannot redeposit an item marked with a Stop Payment.Stop Payment is a feature available to any account holder who contacts their bank BEFORE the check or draft they authorized is presented for payment.